Terms of Service

1. Acceptance of Terms

By accessing or using Our Business Owners ("OBO") services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

OBO provides a business networking platform that includes:

• Professional networking and member directory
• Business referral circles and meetings
• Event registration and ticketing
• Community features (posts, comments, messaging)
• Business directory and marketplace listings

3. Account Registration

To access certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your password and account
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4. Membership and Payments

4.1 Membership Tiers

OBO offers various membership tiers with different features and pricing. Membership fees are billed according to your selected plan.

4.2 Payment Terms

All payments are processed securely through our payment provider. By providing payment information, you authorize us to charge your payment method for all fees incurred.

4.3 Auto-Renewal

Subscriptions automatically renew unless cancelled before the renewal date. You can manage your subscription in your account settings.

5. User Conduct

You agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Post false, misleading, or fraudulent content
• Harass, abuse, or harm other users
• Spam or send unsolicited commercial communications
• Attempt to gain unauthorized access to our systems
• Use the platform for any illegal or unauthorized purpose

6. Content Ownership

6.1 Your Content

You retain ownership of content you post. By posting content, you grant OBO a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content in connection with our services.

6.2 OBO Content

All OBO content, including logos, trademarks, and platform features, are owned by OBO and protected by intellectual property laws.

7. Events and Circles

Participation in OBO events and circles is subject to additional terms and community guidelines. Event tickets and circle memberships may have specific cancellation and refund policies.

8. Disclaimer of Warranties

OBO services are provided "as is" without warranties of any kind. We do not guarantee that the services will be uninterrupted, secure, or error-free.

9. Limitation of Liability

To the maximum extent permitted by law, OBO shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

10. Termination

We may terminate or suspend your account at any time for violations of these terms. You may also close your account at any time through your account settings.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes. Continued use of our services after changes constitutes acceptance of the new terms.

12. Governing Law

These terms are governed by the laws of the State of Nebraska, without regard to conflict of law principles.

13. Contact Information

For questions about these Terms of Service, contact us at:
Email: support@ourbusinessowners.com